AN EXCELLENT RRSP ALTERNATIVE
With low fees, consistent historical returns and funds locked-in until you’re 55, SPP brings you peace of mind and helps you prepare for the future.
ONLY AVAILABLE DIRECTLY FROM SPP
You can’t sign up or contribute to SPP through your financial advisor. Since SPP doesn’t charge commission, your investments can grow faster. Plus, you can enjoy flexible contributions right at your fingertips.
SPP is a great RRSP option. Here’s why.
Not available through your financial advisor
You won’t find SPP sold through your financial advisor, only directly from SPP, keeping fees low and giving you added flexibility.
Less than 1% management fee
SPP has some of the lowest management fees around. That means even more of your hard earned money stays with you.
Historical 8% rate of return*
SPP provides consistent long-term performance for members, making it an excellent choice no matter what the market does.
No limit on contributions** or transfers-in
SPP now has no limit on how much you can contribute or transfer-in from unlocked retirement savings.
**Within available RRSP limits.
Funds locked-in until age 55
Funds invested in SPP are locked-in until age 55, so you can be sure they’re available for when you need them most.
Professional investment management
Your funds are professionally managed by independent investment firms, helping your retirement savings grow with confidence.
Sign up and start saving for your future
Fill out the form below to get started – You will receive a PDF to complete, sign and return to the SPP.