INVEST IN THE FUTURE OF YOUR PEOPLE AND YOUR BUSINESS

Give your employees the benefit of a more comfortable future.

INVEST IN THE FUTURE OF YOUR PEOPLE AND YOUR BUSINESS

Give your employees the benefit of a more comfortable future.

A pension is good for business.

Offering a pension plan through SPP can help you:

  • Attract the best talent
  • Reward (and retain) existing employees
  • Lower turnover to reduce the costs of hiring and training
  • Build your reputation as an employer of choice
Let’s get started


I always thought only big companies could offer a pension. But SPP is so easy and flexible there’s no reason not to sign up.

Shelley Turk, Owner | ProActive Fitness

NO CONTRACT OR COST TO JOIN
There’s no cost to set up or administer a plan for your employees and you can cancel at any time.

SIMPLE AND FLEXIBLE
Remittances are easy and we’ll work with you to set up the plan however is best for your business.

PERFECT FOR ANY BUSINESS
We work with businesses of all shapes, sizes and industries – no business is too small or too large.

TAX DEDUCTIBLE
Contributions made on behalf of your employees (lump sum or matching) are a tax deductible payroll expense for your business.

ACCESS FROM ANYWHERE
Our online MyBusiness portal and live phone customer service makes it easy to monitor, update or make changes to your plan from anywhere.

Why Choose SPP for Your Employees

NO LIMIT ON CONTRIBUTIONS OR TRANSFERS-IN
Employees can contribute as much as they’d like to their plan (within their annual RRSP limit) and easily transfer-in from unlocked registered savings.

MEMBERS OWN THEIR PLAN
Since each plan belongs to the individual member, it stays with them wherever life takes them. Contributions are tax deductible, too.

EASY ACCESS TO LIVE SUPPORT
Members can quickly and easily access our Member Service Reps via phone or email.


THE PERFECT FIT FOR YOUR BUSINESS

Together, we’ll design a plan that fits the needs of your business. Choose if you’ll contribute on your employees’ behalf, how much, and how often, and whether you’ll make contributions by credit card, EFT, cheque or payroll provider.

LUMP SUM CONTRIBITIONS
A single payment often used to kickstart an employee’s savings or reward performance.

RECURRING CONTRIBUTIONS
A regular, ongoing payment (typically an employer match) can encourage employees to save.

JOIN OVER 450 EMPLOYERS THAT OFFER THE BENEFITS OF SPP.

A PENSION PLAN SOLUTION DESIGNED FOR BUSINESSES AND EMPLOYEES

A TRACK RECORD OF SOLID, COMPETITIVE RETURNS

SPP has averaged an 8%* rate of return since its inception!

All investments are professionally managed by leading investment firms. A Saskatchewan Pension Plan provides the perfect mix of growth, security and simple investment strategy. Learn more about the Investment Fund Options.

*Past performance does not guarantee future results.

MORE MEMBERS = MORE INVESTMENT POWER

With more than 33,000 members and over $500 million in assets, SPP members enjoy incredible buying power and lower fees.

NO FEES FOR YOU; VERY LOW FEES FOR THEM

There are no fees for businesses to offer a Saskatchewan Pension Plan, and members enjoy some of the lowest administration fees, targeted to be less than 1%. Check out more details regarding rate of return and management fees.

Flexibility to Change Your Business Plan in the Future

The structure of your plan can be adjusted or changed at any time at no cost. This includes switching to a plan that requires a change in contribution by your business.

An Employee Benefit That’s Assured for Retirement

Because pension plan investments are locked in until age 55, there is no temptation to cash them in early. The money will be there for your employees once they are ready to collect and if they change jobs they remain members of SPP.

Download the Business Start-Up Guide for an overview of the business pension plans and steps for getting your company and employees enrolled.

Hear what member businesses have to say

Testimonials from Member Organizations

I’ve been recommending the SPP to my 2100 members for several years now. SPP has provided members with some fine annual returns and an average of 8.1% since inception in 1986. And, it is open for all of Canada to join.

Calgary Police Association
Howard Burns, President Calgary Police Association

SPP makes the process so easy. I would recommend SPP to all business owners. It is an easy way to create a pension plan without all the red tape.

Fastener Warehouse Ltd.
Kim, Saskatoon

The idea of contributing to employees’ futures and knowing that a pension was going to be available when each individual turned 55, was exactly what we were looking for.

Wilcox and Chovin Law Offices
Wendy, Prince Albert

We are a small business and therefore it is challenge to provide our employees with a pension plan that is feasible for our company and benefits our employees.  When a representative from SPP contacted us about Saskatchewan Pension Plan we were interested, however, after meeting and hearing the details of how successful the investment return has been, the simplicity of administration and the fact that there are no fees involved we had no hesitation in becoming members and encouraging our staff to become members.

Wellen Boring Ltd.
Garth, Saskatoon

GETTING STARTED IS EASY. WE’RE HERE TO HELP!

Ready to take the next step? We’ll work with you to customize a plan just for you. Give us a call or fill out this form and we’ll answer any questions and help you get started!

1-800-667-7153