40 years strong
thanks to you
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Saskatchewan Pension Plan (SPP) is celebrating its 40th anniversary, and this milestone belongs to our members. Whether you’ve just joined or been saving with us for years, thank you for trusting us with your financial future.
Your commitment adds up. With more than 32,000 members and over $900 million in assets, SPP is the 22nd largest defined contribution plan in Canada. Together, we’re building retirement security that’s strong and stable, so you can face the future with confidence.
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2025 returns as of December 31st
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Both funds have a target Management Expense Ratio (MER) below 1%, keeping more of your money working for you.
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Growing your SPP savings is easier than you think
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The RRSP deadline is March 2nd, 2026. Make sure you're topped up! With a variety of contribution options, you can pick which works best for you.
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Make it simple with pre-authorized payments
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It’s the easiest way to stay consistent. You can set up pre-authorized contributions from your bank account or credit card through SPP and let your savings grow automatically.
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Contribute through online banking
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Add Saskatchewan Pension Plan as a payee at your financial institution using your SPP account number and make one-time or recurring bill payments from your account.
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Contribute online or via phone with a credit card
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Give your savings a quick boost in minutes online or by calling SPP’s office for a one-time credit card contribution.
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CONTRIBUTE THROUGH the mail
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Download, complete, and mail in the form. You can include a cheque or fill in your account information. Make sure to use the postage-paid return label.
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RRSP contribution deadline
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Friendly reminder: The 2025 RRSP contribution deadline is March 2, 2026. With SPP, you can contribute any amount, as long as you have RRSP room. Check your 2024 Canada Revenue Agency (CRA) Notice of Assessment to see how much room you have.
Tax receipts will be available on MySPP and sent according to your communication preferences. You’ll either receive yours by mail or be notified by email when it’s ready online. The first batch is issued early January for contributions received between March 4, 2025 and December 31, 2025. The second batch will be issued mid March for contributions received between January 1, 2026 and March 2, 2026.
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Move funds from your unlocked Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), Registered Pension Plan (RPP), or Deferred Profit Sharing Plan (DPSP) directly into SPP with no tax implications. There’s no limit to how much you can transfer in, and SPP doesn’t charge fees when you transfer into the plan.
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Start now. Your future self will thank you.
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Retirement might feel far away, but it comes faster than you think. The good news is that a few simple steps now can make a big difference later.
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Set a retirement income goal
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Set a monthly income target that covers the essentials and leaves room for fun. Use our wealth calculator to help you set a goal, and remember to factor in inflation.
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Canada Pension Plan (CPP) benefits provide a helpful base, but most people need additional savings to achieve their ideal lifestyle. That’s where your SPP comes in.
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Start small and be consistent
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Even modest amounts add up over time. Set up pre-authorized contributions to stay on track, and increase them as your income grows (up to your available RRSP room).
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Find extra dollars to save
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Trim a few small costs and redirect them to your savings. Cancel unused subscriptions, compare phone/internet plans, or bring lunch or coffee from home. Put those extra dollars to work in SPP.
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Make a plan and review it regularly
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Check in at least once a year or after any life changes. Adjust your goal, contribution amount, and timeline as needed to stay on course, and remember you can also move money between funds (interfund transfers) if you want to match your investments with your needs.
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Welcome to our new CEO, Chad Hilton!
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As Shannan retires from her role as Executive Director, she and the Board are excited to welcome Chad Hilton as CEO. With more than 20 years of leadership experience in financial services, including roles as Regional Vice President at BMO and senior leadership at CIBC, Chad brings deep expertise and a member-centric focus to guide SPP through its next stages of growth.
We look forward to SPP’s continued success under Chad’s leadership and thank Shannan for her service and dedication to SPP. Welcome Chad!
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BACK: Kimberley Grainger, Dayo Ayanwale, Alycia Bitz FRONT: Rebecca Phillips, Laura Murphy, Jeannette Mesalucha, Grace Tan
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Our team is evolving and we’re excited to share a few updates. Join us in welcoming new colleagues and celebrating familiar faces in new roles while still providing the same member-first focus. The Member Service team welcomed Laura Murphy as a Member Service Representative and Grace Tan advanced to Member Service Officer.
Within the Pension Services team, Alycia Bitz transitioned to Pension Benefits Officer. Jeannette Mesalucha and Rebecca Phillips joined as Retirement Officers.
Finance welcomed Dayo Ayanwale as a Senior Financial Investment Officer.
Kimberley Grainger has been with SPP for over 12 years, most recently as Senior Pension Benefits Officer. In her new role as Manager of Pension Services, she’ll use her sharp attention to detail and her dedication to great service to lead Pension Services and help ensure accurate, timely service for members and the Plan.
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SPP is pleased to add a new fund manager, increasing our portfolio diversification.
Effective December 31, 2025, HarbourVest Partners, LLC, will join as our fifth investment manager, overseeing a private equity allocation representing 7.5% of the Balanced Fund. This move supports our commitment to maintaining strong, steady growth for your retirement savings while also working to keep your investment journey as smooth as possible.
We look forward to what this new partnership will bring for our members’ long-term financial security.
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(breakdown for each fund portfolio)
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Grow your savings steadily with careful risk management by investing in a diversified mix of investments
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Provide a low-risk option that pays regular income from a mix of investments
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Equities, real estate, infrastructure, bonds, and mortgages
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Canadian short-term investments, bonds, and mortgages
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40% equities, 60% real estate, infrastructure, bonds, and mortgages
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50% short-term 50% combined bonds and mortgages
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View your annual statements, download tax receipts and check your account balance. You can also confirm your contact and beneficiary information and update your communications preferences.
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Help us get back in touch
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Life takes us to new places, and it’s tough to keep contact information up to date. If you recognize a name below and know how to reach them, please contact SPP so we can keep them informed about their plan.
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The Tho Bao
Donald M Cambell
Lawrence J Gabriel
Kathleen I Jackson
Sharron M Miller
Phillip Ng
Lois A Renner
Barbara E Smith
Pamela Louise Staples
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Phyllis A Bingham
Wendy L Hillmer
Jocelyn R LaRocque
Elaine M J Beattie
Barbara L Bourassa
Donna L Kulach
Tie Nan Ma
Sarah Poblette
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1 (800) 667 7153
info@saskpension.com
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