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Building a better retirement together
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Just setting out on your savings journey and want to maximize growth? Or maybe you’re on the cusp of retirement and in search of stability? SPP’s funds harness the power of collective investing to increase buying power and put your retirement goals within reach.
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Increased portfolio diversification
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The Balanced Fund combines equities (42%), real estate and infrastructure (30%), and bonds, mortgages, private debt and short-term investments (28%) for a diverse mix that balances growth potential with risk management.
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Professional fund management
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SPP funds are professionally managed by globally recognized investment firms TD Asset Management, Leith Wheeler Investment Counsel, Ninepoint Partners LP and Fengate Capital Management.
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The Diversified Income Fund prioritizes risk mitigation for those approaching retirement or with reduced risk tolerance with an equal mix of bonds and mortgages (50%) and money markets (50%).
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SPP Balanced Fund rate of return for 2024 was 10.57%*
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Historical rate of return 8%**
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Funds locked-in until age 55
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No commission or hidden costs
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*Past performance does not guarantee future results. **Average rate of return net of total fund expenses for the Balanced Fund. †Management Expense Ratio (MER) less than 1%.
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Explore all the ways you can contribute to your SPP‡
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‡ Must have available RRSP room. Funds are locked in until age 55.
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Saskatchewan Pension Plan
608 Main Street, PO Box 5555
Kindersley SK S0L 1S0
Canada
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